deposits

For our two-bedroom apartment in Brooklyn’s Crown Heights, we were charged $10,884 in collective fees and deposits.

But while claiming he was shy, bereaved or recovering from a bad break-up, McDonald was taking money from them to pay for things that never materialised - from cut-price luxury items to house deposits.

Eight beaches including Bondi were closed for several days and a massive clean-up ordered after thousands of the black deposits started appearing from 16 October.

It was he who would sometimes make deposits of more than $1 million a day and withdraw it almost immediately by bank checks.

These policies may also provide coverage for nonrefundable deposits, cancellation fees, injury, property damage and liability.