taken out

But it's like mashed potatoes with the starch that has been taken out.

"There is an awful lot of anguish out there. It feels like our culture and our industry is going to be taken out of business."

That is why UK Finance expects only a small fraction of the mortgages taken out now to ultimately go into borrowers' retirement years.

"This continues with the damaging trend of profits being taken out of the health system into private pockets, and also makes the provision vulnerable," she said.

"The cases that are being taken out of the lists are cases that were ready to be heard before next April, so cases with judges, staff, courts, advocates, witnesses and complainants available," she said.