overdraw

Ms Jones said she was £464 overdrawn as a result of being overcharged.

No need to worry about spending more than you have because it usually won’t let you overdraw.

Proponents of the apps say they help people living paycheck to paycheck manage their finances and avoid the need for more onerous options, such as payday loans or overdrawing a bank account.

It recounts a recent snowstorm, how her bank account was overdrawn and how she fell off a ladder before telling him how much she missed him.

Financial investigator Laura Mackenzie added the defendant's bank account was overdrawn.