live off

Hepi warned that maintenance loans in England only just cover average rent, and without family support or part-time work, students "will have no money to live off" after paying housing costs.

"At the same time, to live off that and try and save for a house, simple things we all do as human beings, it was quite tough to do."

There were plenty of libertarians aspiring to live off the grid, but also many recent immigrants living in multigenerational homes, and newlyweds just starting out and wanting to focus on their work and their family.

"That will be the majority of my salary and I think for a lot of families that’s not really possible to live off just one persons salary anymore," she said.

She said she told a salesperson she planned to live off the rental income in her retirement and was given figures indicating what she could expect to make.