discretionary

The discretionary assistance fund is available for people experiencing severe financial hardship, while the Development Bank of Wales may be able to offer loans to hard-hit businesses.

Two-thirds of federal spending is mandatory, while the remaining discretionary spending largely goes toward defense.

Average consumers are pulling back on discretionary spending, experts say, and may be frequenting their favorite restaurants less.

Altogether, discretionary spending accounted for around 25% of the total in the 2023 financial year according to the Congressional Budget Office, with more than half of that going to defence.

While Amazon is doing away with Freevee, the model of free ad-supported streaming services remains promising as consumers look to limit discretionary spending, experts said.