saving

So I’m always saving all that stuff; with my own stuff I’m always compiling all the demos, because that’s half the fun to me.

In Scotland, people earning below about £30,300 pay slightly less income tax than they would elsewhere in the UK, with a maximum saving of about £28.

Mr Boyle said the severity of the financial challenge facing the board was "unprecedented" and warned that it was relying on "overly optimistic savings plans that may not be achievable".

Hundreds more poured their own savings into their branch to make up apparent shortfalls in order to avoid prosecution.

That opens the way for you to have fun — not a word you often associate with saving and investing — with your windfall.