in arrears

The average household in arrears owes more than £1,500 for electricity and £1,300 for gas.

Her relationship with her boyfriend has ended and her mortgage is in arrears.

State assistance is available to qualified homeowners who’ve missed at least two mortgage payments by Feb. 1 and are still in arrears, or who’ve missed at least one property tax payment by Feb. 1.

Buy-to-let mortgages in arrears more than doubled in the final three months of 2023 compared to the same period the year before.

"Postmasters were ringing me up at eight o'clock on a Wednesday night, saying, 'Bob, I've got a problem. I can't balance my books. I'm £300 in arrears. What am I going to do?'"