at present

There are five integrated care boards providing fertility services and, at present, most policies require that neither partner has living children.

Under Reeves’ plans, the funds would be consolidated in some way, although at present it is unclear exactly how.

There is a lot of uncertainty around them at present, and I am certainly not convinced by them at home.

Their numbers have fallen from more than 1,000 in the 1960s to around 150 at present.

"Affordability is also still relatively stretched at present as a result of the higher interest rate environment, which is acting to dampen housing market activity more generally," said chief economist Robert Gardner.