applicants

Affordability checks became stricter after the financial crisis of nearly 20 years ago, with lenders needing proof that mortgage applicants could cope with rising interest rates.

To get one, applicants have to prove they do not pose a threat to public safety and have a good reason to own one.

These jobs have a lower salary threshold making it easier for applicants to gain enough points to get a visa.

He noted that the vast majority of the nation’s 2,000 four-year colleges and universities have not needed to use affirmative action to parcel out coveted seats because they admit most applicants.

The approval process can take months, and even after appeals, only about 40% of applicants end up with benefits.