overdraft

It will also see the company provided with a £30m overdraft facility and have some of its rents reduced.

Overnight, my routine of instant oatmeal dinners and dodging overdraft fees turned into grocery lists, school pickups and conversations I never expected to have so soon.

However, in the wake of the crash, the rates on Martin's overdraft surged to 16%.

The 41-year-old, who works part-time in Asda, is using emergency credit on her energy meter and regularly dips into her overdraft.

Consumers can opt out of overdraft fees or switch to an account that doesn't charge them.