homeowner

The nonprofit matches homeowners with potential housemates and provides background checks, templates for agreements, and mediation if needed.

That includes homeowners and renters whose houses were destroyed and those whose homes are still standing but awaiting remediation and testing for toxins.

The number of housing units occupied by renters is at the highest level External link since at least 2000—and growing at a faster rate than homeowner households.

The big question for homeowners: How much are the Bilt points worth?

Amy Bach, the director of United Policyholders, a consumer advocacy group, said a growing number of people who are disillusioned with the industry could also be contributing to a rise in homeowners going without insurance.